Securing financing is just one aspect of getting into a new home. Rightmove Orlando Real Estate is seasoned at assisting both new and experienced buyers alike in all areas of real estate. Call us today at 863-588-1680 if your needs include a real estate pro ready for the business side of real estate.


Rightmove Orlando Real Estate can help you with financing your home.

For a lot of people, securing the loan is one of the more exasperating elements of purchasing a house. But it doesn't have to be. I have excellent relationships with many lenders in the Clermont area, and they've helped me realize some things that will make the process of applying for a loan effortless.

1 – Create a list of questions regarding your loan program

Be sure you have a list of questions if you don't entirely understand the ins and outs of all the different programs. I or one of my lender contacts will be able to help you understand the advantages and disadvantages of each program, because it can be hard to know the distinctions between both fixed and adjustable rate mortgages.

2 – Determine when to lock

By locking in an interest rate, the lender is holding to the mortgage interest rates for the loan – normally at the time the loan application is presented. By floating the rate, you can lock the rate at any time between the day you apply for the loan and issuance of closing documents. Those who prefer to float believe that interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Decide if you want to pay additional points to lower your interest rate

When you decide to pay additional points to lower the interest rate of your mortgage loan, you'll do so by paying for them in cash at closing. Every point is 1 percent of the loan. To decide if buying points is the best option for you, click here to use our points calculator.

4 – Gather your paperwork

Getting a loan requires lots of paperwork, so you should take some time to get all your documentation together. Click here to see typical questions you'll have to answer on a loan app.


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